With our Accident and Illness insurance, you can choose between three levels of vet fee cover, with up to £12,000 towards your annual vet bills. You can even get a 10% multi-pet discount when you insure your cats, dogs, kittens and puppies! Take a look at what’s included in our wide-ranging cover and what we can do to protect the ones you love.

Veterinary Fees

We will help to cover the cost of veterinary treatment if your cat or dog falls ill or gets injured. We appreciate that the needs of cat and dog owners are as different as each individual pet, which is why we offer three levels of vet fee limits, but include the same wide-ranging levels of cover regardless of which limit you choose. We can also provide cover for up to 25% of complementary treatments prescribed by your vet. You cannot claim for vet fees within the first 14 days of starting your cover.

Cover for long-term and chronic conditions.

Regardless of which vet fee limit you choose; you can claim up to that limit within the 12 months of your policy period. If your policy is then renewed, without any gaps in cover, your vet fee limit is ‘reset’ so that you can claim up to that limit again in the next 12 month policy period.  So, chronic and long-term conditions can be covered for each year that your pet policy is continually renewed with us. We are unable to cover any pre-existing conditions known about, advised, or treated prior to your first policy with us.

Emergency Boarding

If you can’t look after your pet after suffering an accident, then we can cover the cost of daily minding or boarding fees of up to £1,500 while you’re on the mend

Holiday Cancellation

If you’ve had to cancel or cut short your holiday because your pet has gone missing or is seriously ill, then we can provide up to £5,000 towards the cost of a cancelled trip. Exclusions apply to conditions and illnesses.

Accidental Damage to Pet Accessories

We can cover those too! If your pet’s cage or tracking device gets damaged or stolen, we can provide up to £500 to repair or replace it. Accessories or pet-related equipment must be owned from new and security requirements apply.

Accidental Damage to Third-Party Property

Pets can be clumsy, but we know that they don’t mean it. If your cat takes a dislike to your friend’s new Prada handbag or your dog has caused a spill, then we can cover up to £500 of accidental damage to personal property owned by someone else, Damage to motor vehicles or personal property owned by your family is not included.

Optional Dog Liability Insurance

Dog Liability Insurance, or Third Party Liability cover, is designed to cover the potential costs of claims made against you following damage or injuries caused by your dog. If your dog damages property while out for a walk or injures a member of the public, then our optional dog liability cover can provide up to £2million to protect you from claims brought against you.
Assistance dogs must be trained in accordance with guidance from Assistance Dogs UK. Conditions apply and cover only applies in the UK. Excluded breeds are listed here. You can read more about our optional Dog Liability Insurance here.

Optional Overseas pet travel

With our optional Overseas Travel cover, you can get travel insurance for your pet so that you don’t have to leave them behind when you head away. We can help with the cost of vet fees abroad, as well as providing up to £1,500 to cover emergency expenses (maximum 60 days of cover per trip). Overseas Travel can be a useful option if you are planning to take your pet on holiday with you, providing your pet complies with the Pet Travel Scheme (PETS). This allows you to travel with your pet to anywhere in Europe (including Channel Islands, Isle of Man and the Republic of Ireland).

You can read more about our optional Overseas Travel cover and how Brexit is affecting travelling with your pets from January 1st here.